CFO intelligence for founders

Your board pack took 3 days.
It should take 3 minutes.

Wherever your numbers live today, Xero, QuickBooks, Sage, or still a spreadsheet, Finnovator gets you to investor-ready: a live CFO dashboard and board packs, with a fractional CFO whenever you want a human in the loop.

We never change your numbers ICAEW Practice Assured GDPR compliant
Connects with Xero QuickBooks Sage + open banking
app.finnovator.com
Financial overview Synced · Xero
Cash
£982k
Runway
11.4mo
Net burn
£86k
Runway projectionWatch zone
Founders are referred to us by their investors
NORTHQUAYAperture VenturesSEEDSTONEFounders' BridgeTQ Capital
Getting started

Where are you starting from?

There's a door for every founder, whether your books are already live, still in a spreadsheet, or not set up at all yet.

You're on Xero, QuickBooks or Sage

Connect read-only in two clicks. Your dashboard is live this afternoon, with every number tracing back to your reconciled books.

You're still on spreadsheets

Or just setting up. We'll get you onto proper books: the right package, a clean chart of accounts, and your spreadsheet migrated across. Then the dashboard goes live.

No real finance function yet

Start with the free readiness check. No connected data needed. It scores where you stand on fundraise-readiness and shows your next step.

Books setup & migration

Still on a spreadsheet? We'll get you onto real books.

A one-off setup: we help you pick the right Xero, Sage or QuickBooks package, build a clean chart of accounts, and migrate your spreadsheet across, delivered under Terramont CFO. Then you land as a live Finnovator client, with numbers that trace to a reconciled source.

DIY
Do it yourself. Take the guided setup and flow straight into Basic once your books are connected. £50 a month, self-serve.
DFY
Done for you. A human gets your books in order from scratch. That's an Essential engagement, which already includes bookkeeping and reconciliations.
Your spreadsheet today
Hand-keyed, unreconciled
Proper books, set up & migrated
Xero / QuickBooks · clean chart of accounts
Live Finnovator dashboard
Runway, burn & board packs
The problem

Most founders are flying financially blind.

Your accounting platform records what happened. It doesn't tell you your runway, flag your burn, or get you fundraise-ready. That's a CFO's job, and most founders can't afford one.

Data without insight

Xero and QuickBooks produce accurate records, but raw data isn't a CFO. You can't see burn, runway or readiness without interpretation.

A full-time CFO is unaffordable

A senior CFO costs £150k–£300k a year. Pre-Series A, that's out of reach, so most founders operate with no strategic financial leadership at all.

Fundraising is opaque

Founders approach investors with no investor-ready financials and no clear narrative, and lose deals or take lower valuations as a result.

"Most founders don't know their real cash position until it's too late to act on it."

How it works

Live in an afternoon. No spreadsheets.

01

Connect your books

Link Xero, QuickBooks or Sage in two clicks, read-only. We normalise your chart of accounts to the Finnovator model automatically.

02

See your real numbers

Cash runway, burn, budget vs actuals and KPIs in one live view, built for founders, not accountants. Updated automatically.

03

Share investor-ready packs

One-click board packs in an investor-ready format, optionally reviewed by your Terramont CFO before they go out.

Works with your stack

Plug into the tools you already run on.

Connect today
Xero
Accounting
QuickBooks
Accounting
Sage
Accounting
Plaid
Open banking
More integrations coming
Stripe
ARR / MRR
Rippling
Payroll
HubSpot
CRM · CAC
The platform

One CFO platform, built to grow with you.

Start with the numbers founders need today. The AI insight layer and fundraising tools switch on as you scale.

CFO dashboardLive

Cash runway, burn rate, budget vs actuals and KPI tracking in real time: the 13-week rolling view every board asks for.

Automated board packsLive

Investor-ready packs generated from your live data and optionally reviewed by a Terramont CFO before you send them. Generate the pack in minutes: send it as-is on Basic, or have a CFO review and sign it off on the CFO tiers.

AI insight layerPhase 2

Auto-generated CFO commentary, variance explanations and anomaly detection, built on a trusted data model first.

Fundraising & CXO ecosystemPhase 3

Automated data room, SEIS/EIS tooling and partner integrations (HR, banking) with preferential pricing for clients.