Your board pack took 3 days.
It should take 3 minutes.
Wherever your numbers live today, Xero, QuickBooks, Sage, or still a spreadsheet, Finnovator gets you to investor-ready: a live CFO dashboard and board packs, with a fractional CFO whenever you want a human in the loop.
Where are you starting from?
There's a door for every founder, whether your books are already live, still in a spreadsheet, or not set up at all yet.
You're on Xero, QuickBooks or Sage
Connect read-only in two clicks. Your dashboard is live this afternoon, with every number tracing back to your reconciled books.
You're still on spreadsheets
Or just setting up. We'll get you onto proper books: the right package, a clean chart of accounts, and your spreadsheet migrated across. Then the dashboard goes live.
No real finance function yet
Start with the free readiness check. No connected data needed. It scores where you stand on fundraise-readiness and shows your next step.
Still on a spreadsheet? We'll get you onto real books.
A one-off setup: we help you pick the right Xero, Sage or QuickBooks package, build a clean chart of accounts, and migrate your spreadsheet across, delivered under Terramont CFO. Then you land as a live Finnovator client, with numbers that trace to a reconciled source.
Run Finnovator under your own brand.
White label the platform for your firm: your logo, your plans, your clients. Finnovator provides the software — you carry your own regulation and MLRO sign-off.
Partner with Finnovator →- Branded CFO workspace and client portals
- Your own Essential / Strategic / Executive plans
- Separate admin portal to onboard clients
Most founders are flying financially blind.
Your accounting platform records what happened. It doesn't tell you your runway, flag your burn, or get you fundraise-ready. That's a CFO's job, and most founders can't afford one.
Data without insight
Xero and QuickBooks produce accurate records, but raw data isn't a CFO. You can't see burn, runway or readiness without interpretation.
A full-time CFO is unaffordable
A senior CFO costs £150k–£300k a year. Pre-Series A, that's out of reach, so most founders operate with no strategic financial leadership at all.
Fundraising is opaque
Founders approach investors with no investor-ready financials and no clear narrative, and lose deals or take lower valuations as a result.
"Most founders don't know their real cash position until it's too late to act on it."
Live in an afternoon. No spreadsheets.
Connect your books
Link Xero, QuickBooks or Sage in two clicks, read-only. We normalise your chart of accounts to the Finnovator model automatically.
See your real numbers
Cash runway, burn, budget vs actuals and KPIs in one live view, built for founders, not accountants. Updated automatically.
Share investor-ready packs
One-click board packs in an investor-ready format, optionally reviewed by your Terramont CFO before they go out.
Plug into the tools you already run on.
One CFO platform, built to grow with you.
Start with the numbers founders need today. The AI insight layer and fundraising tools switch on as you scale.
Cash runway, burn rate, budget vs actuals and KPI tracking in real time: the 13-week rolling view every board asks for.
Investor-ready packs generated from your live data and optionally reviewed by a Terramont CFO before you send them. Generate the pack in minutes: send it as-is on Basic, or have a CFO review and sign it off on the CFO tiers.
Auto-generated CFO commentary, variance explanations and anomaly detection, built on a trusted data model first.
Automated data room, SEIS/EIS tooling and partner integrations (HR, banking) with preferential pricing for clients.
How investor-ready are you?
Drag the sliders to your numbers. No sign-up, no data stored. Just an instant read on your runway and fundraise readiness.
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Under three months of cash sets the rating, however strong the rest.
The board pack investors actually open.
Nine pages, generated from live books in minutes: cash and runway, P&L, KPIs against plan, and a clear basis of preparation. Every number is grounded, not typed in.
Transparent monthly pricing.
Start with the platform on its own, then add the level of CFO support you need. No hidden fees. All prices exclude VAT, charged at 20%.
Basic
Self-serveXero records your transactions. Basic turns them into runway, burn, margin and a board pack you run yourself.
Essential
For founders who need cash clarity and monthly reporting without the overhead.
Strategic
For scaling startups that need a CFO-level view every month and fundraise prep.
Executive
For high-growth companies preparing to raise: scenario modelling and board participation.
CFO expertise, without the full-time hire.
"Our board pack went from a two-day scramble to something I open on Monday morning. Investors noticed the difference immediately."
"Knowing my runway to the week, and having a CFO to call before the raise, changed how we made every hiring decision."
Who you contract with.
Finnovator is the software. Terramont CFO is the regulated human CFO service. Terramont Capital is separate fundraising advisory. You always know which entity stands behind each engagement.
The SaaS platform: dashboards, board packs and integrations. Read-only access to your accounting data, never write.
The fractional-CFO and accounting service, ICAEW-regulated and PI-insured. Optional, when you want a human in the loop.
FCA-authorised fundraising advisory, a separate engagement for when you're ready to raise. Coming as part of Phase 3.
See your numbers the way investors do.
Connect your books and get your first live dashboard today. Bring in a CFO whenever you want one.